It looks to me like you're comparing apples and oranges.
In the first screencap, you're looking at the wrong BHAV. You need to find the "Function - Init" BHAV. Scroll down.
I don't think I've ever found any object in the game that didn't have that BHAV; I just don't know what it looks like for the gypsy because I've never modded her.
In the second screencap, that doesn't look like an NPC at all. If your proposed gypsy is still in CAS or just a regular sim that you haven't converted to an NPC yet, none of this is going to work.
Okay, thanks. I saw the "Can I change?" and thought I had the right one. I see Function - Init on her now. And the second screen was a CAS sim that I converted to NPC, called up, and used. She performs normally, but doesn't retain her chosen clothing.
What step in "make an NPC" have I missed? I set her NPC Type number, her GUID under OBJD.. booted the game to call her to a house (through Services) and see if she was working properly.
If I can't figure this out, I'll just leave her be and move on to checking out the other NPCs and see if they're missing all that, too.