I figured it out! It took me a while coz I'm not a computer person, but I might as well share my learnings with fellow sufferers.
The defaults are indeed piggy backing on downloaded lots.
They are hidden in the 'DC caches' in EArts-Sims 3 and are not visible on any search.
The only way I've found to deal with this is take preventative action: always rename the DC cache folder before I install a new lot (DC caches holds all official Sims 3 downloads but lots per ce are installed on a different folder). The sims installer recreates the folder and then when I'm done with installing the lot I delete the newly created 'DC Cache' folder and re-instate the old one.Thus, I only get my lot, and nothing dodgy. I may be missing on other things that came with the lot though, I haven't play tested this extensively. This is obviously a computer illiterate person's way of dealing with the problem, but until some bigger brain posts a solution , it will have to do...
Deleting the DC Cache blindly, and the rest of the cashes, corrects the problem if one is stuck with hideous default replacements, but, also deletes all downloaded material installed into your game through the sims 3 pack format/sims installer.
Thats all I know:)